Which of the following are ways to prevent identity theft?

Study for the FDIC AIDT Ready-To-Work (RTW) Money Smart Exam. Practice with multiple-choice questions, each with hints and explanations. Prepare for your assessment!

Choosing all of the above as the answer is correct because each option represents a practical strategy for protecting against identity theft. Regularly changing your passwords helps ensure that even if one is compromised, your accounts remain secure. It is important to choose strong, unique passwords and update them periodically to reduce the risk of unauthorized access.

Monitoring your bank statements allows you to quickly identify any suspicious transactions or activities that could indicate identity theft. By regularly reviewing your accounts, you can detect issues early and take necessary actions to rectify them.

Freezing your credit report is another effective preventive measure. It prevents new creditors from accessing your credit report until you lift the freeze, making it much harder for identity thieves to open new accounts in your name. This step can provide an added layer of protection against the misuse of your personal information.

Together, these actions create a robust defense against identity theft, which makes selecting "all of the above" the most comprehensive and effective response. Each individual action contributes to a holistic approach to safeguarding personal information.

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