Which of the below can be used to withdraw money from a checking account?

Study for the FDIC AIDT Ready-To-Work (RTW) Money Smart Exam. Practice with multiple-choice questions, each with hints and explanations. Prepare for your assessment!

Writing a check out to "cash" allows an individual to withdraw money from a checking account by presenting it to a bank teller. This method effectively facilitates access to cash directly from the checking account without needing to specify a particular payee. By using the words "cash," the check represents an instruction to the bank to pay the bearer the specified amount, making it a direct way to withdraw funds.

While options like requesting funds to be mailed or transferring money to savings involve accessing your funds, they do not qualify as direct withdrawals. Mailing funds can take additional time and may not provide immediate access, whereas transferring to savings simply moves money between accounts instead of withdrawing it as cash. Although an ATM card can be used to withdraw cash via ATMs, it is not the only means of accessing funds from a checking account, thus making option B the most accurate response in the context of the question.

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