What is identity theft?

Identity theft is best defined as the unauthorized use of someone else's personal information. This type of crime typically involves taking identifying details such as social security numbers, credit card information, and bank account details, often to commit fraud or deception. Victims of identity theft can face significant financial difficulties and long-lasting effects on their credit and personal reputation.

This choice accurately reflects the serious nature of identity theft as a crime that can have severe implications for individuals' financial and personal lives, distinguishing it from trivial actions or specific targets like banks. Understanding identity theft in this manner also emphasizes the need for vigilance and protective measures regarding personal information.